Valiant Credit Services 2 days ago4 min 2022 Most Commonly Used FICO Score Versions90% percent of Lenders use the FICO score Model when making decisions, but most people do not know what FICO Version they are using....
Valiant Credit Services 4 days ago3 minGovernment to Cancel $6 Billion in Student Loans The Department of Education agreed on June 23 to cancel the student loan debt of about 200,000 borrowers, wiping out about $6 billion in...
Valiant Credit Services Apr 2114 min2022 Homebuyer GuideYou are about to embark on one of the most amazing and rewarding experiences that can ever come from spending money: buying a home. If...
Valiant Credit Services Apr 183 minWhat are Requirements for an FHA Loan Approval? FHA loans have been helping people become homeowners since 1934 What is an FHA Loan? A Federal Housing Administration (FHA) loan is a...
Valiant Credit Services Apr 112 minWhat is Your Mortgage Score?Your Mortgage credit score is one of the most important factors when applying for a loan. Your Credit scores are what lenders take in to...
Valiant Credit Services Feb 232 minMortgage Pre-Qualification vs. Pre-ApprovalLearn the differences between being Pre-Qualified and Pre-Approved for a mortgage. Buying a home can be an easy process especially when...
Valiant Credit Services Jan 313 min2022 New Law For Medical BillsAs of January 1, 2022 the No Surprise Act will take effect. The NSA protects consumers from "surprise" medical debt from services. On...
Valiant Credit Services Dec 6, 20212 minNC Mortgages with Zero Down PaymentMortgage banks offer different financing options and down payments on their loans. Below are 3 banks in North Carolina we recommend for...
Valiant Credit Services Aug 26, 20213 min6 Things Every Credit Card Owner Should KnowCredit cards make purchases and paying your bills easier. Using a credit card is also a good way to boost your credit score. However,...
Valiant Credit Services Jun 30, 20212 minYour Guide To Equifax FICO ScoresDid you know there are over 30 credit scores used Today? When lenders check your credit scores they are using one of the many FICO...
Valiant Credit Services May 20, 20214 min4 Practical Tips That Can Help You Manage Your Credit During and Post-PandemicAccording to CNBC, 64% of surveyed Americans reported that their spending habits had changed as a result of the pandemic. And if you stop...
Valiant Credit Services Mar 23, 20213 minHow to Pay Your Mortgage off EarlyFrom a financial perspective, paying off your mortgage faster is a smart move. Owning a home is clearly number one on the wish list for...
Valiant Credit Services Mar 10, 20213 minLeverage Your Credit with a Home Equity LoanHome equity loans can be a great way to tap into your equity and put that value to work for you. Home equity loans are quite simple to...
Valiant Credit Services Mar 2, 20212 minFICO Scores Are At An All Time HighAs of 2020 The average FICO Score in the U.S. is 711 FICO Score (Fair Isaacs Corp.) is the most widely used credit score model. It was...
Valiant Credit Services Sep 15, 20202 minBanks With Zero Down Payment Mortgage Loans In NC Mortgage banks offer different financing options and down payments on their loans. Below are 3 banks in North Carolina we recommend for...
Valiant Credit Services May 6, 202014 minWhat You Need to Buy a House in 2020You are about to embark on one of the most amazing and rewarding experiences that can ever come from spending money: buying a home. If...
Valiant Credit Services Apr 24, 20202 minCARES Act and New Changes To FCRA Changes to the FCRA impose a new, temporary credit reporting requirement
Valiant Credit Services Apr 7, 20201 min2020 Most Commonly Used FICO Score Versions90% percent of Lenders use the FICO score Model when making decisions, but most people do not know what FICO Version they are using....
Valiant Credit Services Mar 27, 20201 minFree Internet Service Providers In Response to COVID-19 During the current pandemic it is important to stay connected. Below is a list of providers and programs that are currently offering free...
Valiant Credit Services Mar 19, 20204 minList of Banks Offering COVID-19 AssistanceRecently the FDIC has urged financial institutions to work with its customers during this crisis by waving fees, payments etc. to help...