Experian Loses Class Action Lawsuit
Experian to pay $22.45M settlement for claims over inaccurate credit reporting The Fair Credit Reporting act (FCRA) was passed in 1970...
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Valiant Credit Services
- Sep 19
- 5 min
2022 Student Debt Relief Plan Explained
As many as 43 million Americans are expected to have some or all of their federal student loans forgiven. What the program means for you,...
Valiant Credit Services
- Sep 19
- 5 min
How to Score Top Credit Card Offers
As a young adult just starting out, you may not have a stellar credit score yet. While this can be frustrating, it doesn’t mean you are...
Valiant Credit Services
- Jul 18
- 2 min
ZERO DOWN PAYMENT MORTGAGE LOANS IN NC
Mortgage banks offer different financing options and down payments on their loans. Below are A few banks in North Carolina we recommend...
Valiant Credit Services
- Jul 7
- 7 min
Micro Apartments: Are These Small Living Spaces Right For You?
June 28, 2022 by Jamie Forbes Updated on July 6th, 2022 Finding affordable apartments has become a challenge, especially as inflation...
Valiant Credit Services
- Jun 29
- 4 min
2022 Most Commonly Used FICO Score Versions
90% percent of Lenders use the FICO score Model when making decisions, but most people do not know what FICO Version they are using....
Valiant Credit Services
- Jun 27
- 3 min
Government to Cancel $6 Billion in Student Loans
The Department of Education agreed on June 23 to cancel the student loan debt of about 200,000 borrowers, wiping out about $6 billion in...
Valiant Credit Services
- Apr 21
- 14 min
2022 Homebuyer Guide
You are about to embark on one of the most amazing and rewarding experiences that can ever come from spending money: buying a home. If...
Valiant Credit Services
- Apr 18
- 3 min
What are Requirements for an FHA Loan Approval?
FHA loans have been helping people become homeowners since 1934 What is an FHA Loan? A Federal Housing Administration (FHA) loan is a...
Valiant Credit Services
- Apr 11
- 2 min
What is Your Mortgage Score?
Your Mortgage credit score is one of the most important factors when applying for a loan. Your Credit scores are what lenders take in to...
Valiant Credit Services
- Feb 23
- 2 min
Mortgage Pre-Qualification vs. Pre-Approval
Learn the differences between being Pre-Qualified and Pre-Approved for a mortgage. Buying a home can be an easy process especially when...
Valiant Credit Services
- Jan 31
- 3 min
2022 New Law For Medical Bills
As of January 1, 2022 the No Surprise Act will take effect. The NSA protects consumers from "surprise" medical debt from services. On...
Valiant Credit Services
- Dec 6, 2021
- 2 min
NC Mortgages with Zero Down Payment
Mortgage banks offer different financing options and down payments on their loans. Below are 3 banks in North Carolina we recommend for...
Valiant Credit Services
- Aug 26, 2021
- 3 min
6 Things Every Credit Card Owner Should Know
Credit cards make purchases and paying your bills easier. Using a credit card is also a good way to boost your credit score. However,...
Valiant Credit Services
- Jun 30, 2021
- 2 min
Your Guide To Equifax FICO Scores
Did you know there are over 30 credit scores used Today? When lenders check your credit scores they are using one of the many FICO...
Valiant Credit Services
- May 20, 2021
- 4 min
4 Practical Tips That Can Help You Manage Your Credit During and Post-Pandemic
According to CNBC, 64% of surveyed Americans reported that their spending habits had changed as a result of the pandemic. And if you stop...
Valiant Credit Services
- Mar 23, 2021
- 3 min
How to Pay Your Mortgage off Early
From a financial perspective, paying off your mortgage faster is a smart move. Owning a home is clearly number one on the wish list for...
Valiant Credit Services
- Mar 10, 2021
- 3 min
Leverage Your Credit with a Home Equity Loan
Home equity loans can be a great way to tap into your equity and put that value to work for you. Home equity loans are quite simple to...
Valiant Credit Services
- Mar 2, 2021
- 2 min
FICO Scores Are At An All Time High
As of 2020 The average FICO Score in the U.S. is 711 FICO Score (Fair Isaacs Corp.) is the most widely used credit score model. It was...
Valiant Credit Services
- Sep 15, 2020
- 2 min
Banks With Zero Down Payment Mortgage Loans In NC
Mortgage banks offer different financing options and down payments on their loans. Below are 3 banks in North Carolina we recommend for...