Mortgage banks offer different financing options and down payments on their loans. Below are 3 banks in North Carolina we recommend for 100% financing (NO DOWN PAYMENT) mortgage loans.
1.
Finance 100% of your home’s purchase price
Choose a Fixed-Rate Mortgage of 30 years or an Adjustable-Rate Mortgage with a lower interest rate that's fixed for seven years (7/1 ARM)
Private Mortgage Insurance (PMI) isn't required, saving you hundreds of dollars per year
Underwriting fee of just $600 and no charges for document prep or credit reports mean substantial savings
You'll always deal with your friends at Coastal because we will never sell your mortgage to a far-off megabank
Even if you aren't a first-time home buyer, all benefits may still be available to you as long as you haven't owned a home for the past three years
2.
Financing of up to 100% of the purchase price of a home is available with a maximum loan of $400,000.
Members who have not owned a home in the past three years, new employees of a North Carolina state agency or North Carolina public school system and existing employees who are relocating to accept a new position with the state of North Carolina are eligible for the First Time Homebuyer’s Mortgage Program.
Private Mortgage Insurance (PMI) isn't required, saving you hundreds of dollars per year
Members who are considered new employees or have relocated to accept a new position must finance their new home within 12 months of their change.
An additional $2,000 may be advanced to assist you with closing costs. This product is available under our 5-year ARM program.
3.
Financing of up to 100% of the purchase price of a home
Fixed Rate and Adjustable Rates
Private Mortgage Insurance (PMI) isn't required, saving you hundreds of dollars per year
Lending is limited to North Carolina
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