top of page

Equifax Data Breach Guide

Updated: Aug 12, 2019

See if you qualify and what the deadlines are for your claim.

Equifax will pay up to $700 million to settle with the Federal Trade Commission and others over the massive 2017 data breach that exposed the private data of nearly 150 million people.

Equifax Settlement Overview

1. Free Credit Monitoring or up to $125 Cash Payment. You can get free credit monitoring services. Or, if you already have credit monitoring services, you can request a cash payment of up to $125.

  • At least 4 years of three-bureau credit monitoring, offered through Experian. You can also get up to 6 more years of free one-bureau credit monitoring through Equifax.

  • If you already have credit monitoring services that will continue for at least 6 more months, you may be eligible for a cash payment of up to $125. The amount that you receive may be substantially less than $125, depending on the number of claims that are filed.

2. Other Cash Payments. You may also be eligible for the following cash payments up to $20,000 for:

  • the time you spent remedying fraud, identity theft, or other misuse of your personal information caused by the data breach, or purchasing credit monitoring or freezing credit reports, up to 20 total hours at $25 per hour.

  • out-of-pocket losses resulting from the data breach.

  • up to 25% of the cost of Equifax credit or identity monitoring products you paid for in the year before the data breach announcement.

3. Free Identity Restoration Services: You are eligible for at least 7 years of free assisted identity restoration services to help you remedy the effects of identity theft and fraud.

At Valiant Credit Services we offer superior credit repair services. The credit bureaus and creditors will be held accountable and we will do everything in our power to assist you with your credit repair needs. Let us help you reach your credit goals by taking the next step and Book your FREE Consultation Today at



bottom of page