Search

ZERO DOWN PAYMENT MORTGAGE LOANS IN NC


Mortgage banks offer different financing options and down payments on their loans. Below are A few banks in North Carolina we recommend for 100% financing (NO DOWN PAYMENT) mortgage loans.




  • Finance 100% of your home’s purchase price

  • Choose a Fixed-Rate Mortgage of 30 years

  • Private Mortgage Insurance (PMI) isn't required, saving you hundreds of dollars per year

  • Even if you aren't a first-time home buyer, all benefits may still be available to you as long as you haven't owned a home for the past three years



HOMEBUYER TIP: Always check your mortgage score before applying for a mortgage. Most lenders will pull ALL 3 Credit Reports and Scores. You can view your mortgage scores as well as all of your other credit scores using the FICO score service www.MYFICO.com










  • Finance 100% of your home’s purchase price

  • Choose a Fixed-Rate Mortgage of 30 years or an Adjustable-Rate Mortgage with a lower interest rate that's fixed for seven years (7/1 ARM)

  • Private Mortgage Insurance (PMI) isn't required, saving you hundreds of dollars per year

  • Underwriting fee of just $600 and no charges for document prep or credit reports mean substantial savings

  • You'll always deal with your friends at Coastal because we will never sell your mortgage to a far-off megabank

  • Even if you aren't a first-time home buyer, all benefits may still be available to you as long as you haven't owned a home for the past three years














  • Financing of up to 100% of the purchase price of a home is available with a maximum loan of $400,000.

  • Members who have not owned a home in the past three years, new employees of a North Carolina state agency or North Carolina public school system and existing employees who are relocating to accept a new position with the state of North Carolina are eligible for the First Time Homebuyer’s Mortgage Program.

  • Private Mortgage Insurance (PMI) isn't required, saving you hundreds of dollars per year

  • Members who are considered new employees or have relocated to accept a new position must finance their new home within 12 months of their change.

  • An additional $2,000 may be advanced to assist you with closing costs. This product is available under our 5-year ARM program.


HOMEBUYER TIP: If this is your first time buying a home ask your lender or mortgage broker for programs catered to First time Homebuyers. These programs sometimes offer down payment assistance as well as other incentives to help purchase your home.





  • Financing of up to 100% of the purchase price of a home

  • Fixed Rate and Adjustable Rates 

  • Private Mortgage Insurance (PMI) isn't required, saving you hundreds of dollars per year

  • Lending is limited to North Carolina


Above are just a few of the first time homebuyer programs in North Carolina. Please check out other programs for other states provided by Bankrate First-time homebuyer programs by state.



Have Questions About your credit score? Schedule A FREE CONSULTATION with one of our credit consultants.





Knowing your credit score is very important. Your Credit rating can determine your employment and quality of living. Negative items reporting will cause denials and low score ratings for consumers. At Valiant Credit Services we specialize in credit disputes to help clients remove negative items through our credit repair services and also improve our clients scores as part of the credit education process. Contact us today to get clarity on your credit report and credit score. You can Schedule a FREE consultation with a Senior Credit Consultant today. CLICK BOOK NOW OR CALL 866-373-1377.



Check out Our Client Reviews >>>



Recommended Reads


Leverage Your Credit with a Home Equity Loan

6 Things Every Credit Card Owner Should Know

FICO Scores Are At An All Time High


See More>>>>>





BOOK NOW

OR

CALL 866-373-1377



SOURCES




https://www.cms.gov/

https://www.equifax.com/

https://www.transunion.com/

https://www.experian.com/

https://www.myfico.com/